Onboarding and Decision Engine

Typically the decision engine is the only system that sits outside RootFi. You can consume our API's and use this data to onboard and underwrite your customers.

Based on the outcome of your onboarding and underwriting you pass on approved borrowers to your lending partners to originate the loan.

If your system consists of risk-based pricing, you will also provide the sanctioned amount as well as the respective interest rate to your own lending partner.

In general, onboarding borrowers into RootFi OS is a simple step in your onboarding flow. Once a borrower has been approved, with two simple API calls, you can fully onboard them into RootFi's system.